Things To Do Following a Car Accident

1. Stay Calm – As much as you want to scream, yell and/or cry, staying calm is the best option for your own safety and for your health. The moments following a car accident are important for gathering key information and getting the help you need.
2. Check yourself, your passengers and on the other party(s) – Make sure you and your passengers are not visibly injured or in any immediate danger. If you are able to exit your vehicle, check on the other driver(s) involved and let them know you are calling 911.
3. Call Police/EMS and follow their instructions – Although you may not appear to be injured, studies have shown that for the first 24 hrs, your body is in a state of shock. Adrenaline and endorphins are running through your veins which can mask pain and injury. This is why it is important to seek medical attention as soon as possible. If you are not going to a hospital right away, see your doctor as soon as possible.
4. Get all the information of the other party(s) – A smartphone can be a great tool to capture the information needed to begin the claims process. Take a photo of the driver’s licence, insurance card and license plate of the driver and note the make, model and color of the vehicle. Also take some photos of the scene and damage to both vehicles. Remember that you MUST exchange information with involved parties and report all collisions where damages exceed $1000.00 as per Ontario law.
5. Notify your insurance company – Within 7 days, you must notify your insurance company even if you do not plan on making a claim regardless of who is at fault. Failure to do this can result in a denial of benefits you may be entitled to.
6. Call US! – With our years of experience handling motor vehicle accidents, you can rest assured knowing our team will complete all the paperwork and get your claim moving, including any specified benefits you are entitled to.

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